If you have an accident and need to make a claim for your auto insurance, then consulting with your auto insurance claim adjuster would be a very important process. Actually, the duty of an auto insurance claim adjuster is to evaluate the validity and value of your claim as well as the payment that will be made in the future. In most of the cases, they will make a detailed assessment on your auto repair. They will check the automotive repair shop list which they always use for this kind of work and they will then ask them for a quote of the auto repair cost. At last, they will offer you the quote.
In fact, there are quite many factors which will affect the amount that they pay you. One of them is the deductibles which you may have on your auto insurance. If you try to take out your auto insurance, one of the ways that many people would like to keep their cost low is by allowing more deductibles so that the insurance company will only pay you the claim that exceeds a set amount. It means the higher the amount you are willing to accept, the cheaper your auto insurance will be. Hence, this can limit the the payout amount of the companies and you can also get the cheaper auto insurance too.
Apart from that, it is very important to know that you may not get the best offer when you try to make a claim from your auto insurance claim adjuster at the first time. If you think the offer they give you is much lower than you expect, you can also get the quotes from other auto repair shops for a comparison purpose as most of the auto companies are likely to pay you less than they need to.
Therefore, when you are not satisfied with their quotes and plan to ask for more, remember to have enough information such that you can show them all of the relevant information that you have and why they should pay you more. In most of the situation, it will end up as a compromise between the both of you. Hence, in case you receive a report from your auto insurance claim adjuster, unless you are really happy with it, or you can always get your own quotes as it can save you lots of money.